In most cases even if the bank is able to sell the property, the borrower may have to pay for any difference between the remaining balance on the loan and the sales price of the property at foreclosure, depending on the mortgage terms and state law. Foreclosure stays on a credit report for seven to 10 years.
To determin if your at risk for loosing your home an online quiz is avaiable. Also in Spanish.
If you think you are in danger of facing foreclosure, you can call the 888-995-HOPE hotline.
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