Decorations for nightlight

These night lights out now are in such an aray. Some sing to your child others just sit there and do nothing except give light. So what would be in your child best interest to put them to sleep and don't forget waking up. My choice was a simple but, timeless black light I put baby hand prints and feet prints in matching colors for his comfortor. This light well for him and well as myself. As he has grow over the years the night light has been put to use for his consolation of plantes. This is also a highlight for a castle with knights, princes, prince etc... I still belive in putting a little one to sleep with some music but, something with some inspriation. Mozart ect...
As he's grown so has his music now he sings, very happy.

Making Home Affordable - Home

Making Home Affordable - Home

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Calculate Your Net Worth

·                             Get a clear understanding of your financial status; calculate your net worth by adding up your cash       assets, property, and personal belongings, and then subtract your debt, including home mortgage and credit cards. You’ll have an instant idea of your net worth. One general paradigm to use as a guide: a healthy net worth equals your age times 10 percent of your pretax income. What a wake-up call, eh?
·                             Manage and track your spending. You’ll soon see where you over-indulge.
·                             Start a savings account, and save as much as you can. You’ll need it, trust me.
·                             Reduce credit card spending. Duh.
·                             Ask for a raise. Duh.  

·                             Be reasonable with yourself; if you can only save a little, then save a little. Remember the old adage that “if you put a little on a little, soon you will have a lot.” 
·                             Protect yourself: maintain a marketable skill. Continue to learn – even when you must duck out of the job market periodically to have children, or attend to other family responsibilities, you want to be able to jump back in when you’re ready.
·                             Retain a financial advisor.
·                             Adhere to the basics of financial planning: spend less, save and invest more, and follow a plan.
·                             If you’re married, know what your personal financial liabilities are. If your husband or partner declares bankruptcy, you could be forced to claim bankruptcy too. What then?
·                             Make sure you have adequate insurance coverage.
·                             Help yourself. Take some responsibility for your own future. Open a retirement account, like a 401(k), or IRA, and invest as much as you can in it.
·                             Be honest and open about your feelings and expectations regarding financial arrangements.
·                             Communicate. Work out a harmonious budget that brings into balance all the contributions both of you make to your life together.


Foreclosure to a Renter

After my foreclosure of my property...becoming a renter again was inevitable.  The experiences that were encountered are as follows.

  • no heat
  • lack sufficient hot water
  • faulty electrical
  • rodents
  • leaky roof
  • walking into home

Reading the
After much researching their really isn't any information on landlords.  Why???

Neglect is camouflage by many reasons;

  • health
  • financial
  • other

Keeping notes, photos, etc...
consult an Attorney


Change Up Goals

Every year I try to make a list of things I want to accomplish.  This is the first year I will make a list of things I want.  Most recently listening to a LiveOutLoud tape on Ustream I found a new twist on things; pay bills off, marketing to a niche, figure what my net worth is, etc...

#30 Things I want this year (overlay #8 areas' of life)

  1. Health
  2. Friends & Fun
  3. Family
  4. Relationship
  5. Physical improvement (environment; clean desk, files, clutter)
  6. Money
  7. Business/Personal development
  8. Spiritual growth
If you had goals last year and you never accomplished one of them just change up goals.  eg.  loose weight - do 15 jumping jacks a day.  Then it's a new goal/want.  Try this on your own and don't take all day doing it. In the next 2 hours get it done and post me a note that you made a list.  
You will always get the same result if you do the same thing.  So, change up goals and succeed.

  1. workout on scheduled
  2. loose 20 lbs
  3. bring fat count down 18%
  4. workout on pole 20 min everyday 
  5. foods that fuel, portions smaller ; Shakeology
  6. connect w/ people online & off
  7. put cost of my services
  8. really listen w/ empathy
  9. family-life lessons & money magnet
  10. Ask God for; discretion is: discernment & balance between knowledge-common sense, insight-discernment
  11. Clean clutter; desk, organize, & downsize
  12. Save $20 put in envelope
  13. Downsize bills; house hold
  14. Sell patients
  15. get back into Investor RE
  16. Workshop host
  17. Go Disney World
  18. Zip-line &Beach
  19. Science Centre
  20. Cedar Point
  21. Rock & Roll hall of fame/ Regee concert
  22. Study religious health book
  23. read bible every day
  24. Sell, sell, sell everyday
  25. blogs; write & renew old topic every Monday #3
  26. continue to follow Wally B. and read more of his book list
  27. Put self first
  28. Negotiate everything till win, win situation is achieved
  29. document & work Supervisory skills and work on them daily
  30. resist pride and sexual immorality. Date men, find a suitable mate.


First Day on the Job

The first day at a new job is critical for making the right impression. After all, no office needs another toxic co-worker: the know-it-all, the gossip hound, the death breath guy and the "hey, look at my underwear" lady. Instead, you want to ooze dependability, preparedness, politeness, good grooming and above all, normality.

  1. Get Two Weeks of Restful Sleep Before You Start     You will look better too.  Your mom was right when she told you to get a good night's sleep before your first day of work. You want to be sharp, clear-eyed and preferably awake while you meet dozens of new people, process loads of critical information, choose your network password and figure out the quickest route to the restroom.But what mom didn't know was that one good night of sleep won't make up for three months (or more) of late nights and afternoon naps. You need to re-train your body to keep regular "working" hours. Experts say this requires two weeks of going to sleep at a reasonable time and waking up unreasonably early [source:Vogt]. Stick to this regimen, and soon your internal clock will jibe with the alarm clock -- give or take three smacks of the snooze button.    
  2. Test Drive Route Beforehand    Never had to use this because I came I when I got there, but this works.   Whether you drive, bike, bus or walk to your new job, it's smart to test drive the route before that first important day [source: Huhman]. Google Maps doesn't have a "rush hour" button that will automatically double the time of your daily commute. Plus, traffic is a lousy excuse for being late, since the rest of the office had to battle the same gridlock but still managed to make it in before 9:37. If you take public transportation, have your train/bus arrival and departure times, as well as any transfers you need to make, down pat well before your first day. Do you have to drive to the train or bus station? Master that route as well. Have a back-up plan handy, just in case.
  3. Brown Bag it    The good lunch at the desk thing.  Every office has its own lunch culture. Only a lucky few cubicle slaves still get a leisurely lunch hour. The more common lunch ritual is of the e-mailing-with-one-hand-while-jamming-a-tuna-salad-sandwich-down-your-throat-with-the-other variety. If you're unsure of the lunch scene at the new job, better to brown bag it than get stuck with a vending machine lunch of peanut butter crackers and Mountain Dew. You may end up having lunch with the boss on your first day, but that's no guarantee -- and you may end your first day at work hungry.
    Either way, start your day with a hearty breakfast. You'll need more than your usual coffee and Cap'n Crunch to sustain you through hours of orientation and hand-shaking
  4. Do your homework     An in depth look at the company.   A surefire way to impress your boss on the first day is to show up with a clear understanding of what the company does. Thanks to the Internet, this is a cinch. Read your company's Web site, its clients' Web sites and any recent news articles about them [source: Vogt]. You can even set up an e-mail alert through Google News to notify you when stories hit the press about your employer or your industry in general [source: Weiss]. You don't have to spout out all this info at will, but it will keep you from saying something stupid in front of the higher-ups
  5. Hit the mall    Personally I have always gone for the fine material yet simple & professional.  Even at the most dressed-down workplaces, there is a line between office casual and college bum. It's time to put away your ironic T-shirts, hoodies and flip-flops and invest in some clothes that say, "I'm not the pizza guy."
    Every office has its own definition of appropriate dress. Pay attention to what other people are wearing when you go in for an interview. If you don't remember, you can call the human resources representative at your company and get his or her opinion. You certainly don't want to appear too casual, but you can overdo it the other way as well. You don't want to hear, "Hey, who's the guy in the tux?"
  6. Take notes  Great time saver why people don't do this is beyond me.  The first day is a whirlwind of introductions and meetings. You'll meet four different people named Dan, receive a phonebook-sized packet of information about your healthcare plan and be walked through the simple 30-step process for clearing a paper jam in the copy machine.Take notes; you'll thank yourself later.  
  7. Don't Be Yourself....Yet    Being the new guy can be easier if you read the book at the bottom of the page. The key word for your first day at work is restraint. If you're a naturally bubbly hyper-energetic type, tone it down a notch [source: Grobart]. You don't want to scare people. Likewise, if your default gear is low and slow, have an extra cup of coffee and practice your best fake smile
  8. If You Don't Know...Ask       If your boss puts you on a task, try to get all of the details straight during that first meeting. You won't look stupid -- just attentive and thorough. If you're in the middle of the assignment and something still doesn't make sense, pop your head in the office and clear it up. Again, you look sincere, not slow. If you pop your head in every five minutes, though, you'll get annoying. Get it down as quickly as possible.Here's a question that's music to a manager's ears: "Can I help you with anything?"  Do more than what's asked of you make your self valuable.    
  9. Shut up & Listen   Prevent hitting the glass ceiling. The best way to win people's trust is simply by listening to them [source: Vogt]. Show respect for their opinions and seek feedback on your ideas before presenting them as the new reality [source:CareerBuilder]. When in doubt, bring doughnuts.                   
  10. Get On the Same Page     Learn about Others Personality and Character so that you know how each of your co-workers work.  What they expect without trial and error.  Read  Please Understand Me: Character and Temperament Types by David Keirsey, Marilyn Bates                                                            Here's what a professor of Purdue University is saying "Do you want to know yourself, and people around you including your rivals or enemies, then you must read it. You will see them as if without clothes, then you can deal with them very well for your merits. Know the person who sits in square table, so that you can deal with him very well. You will love this book. If you read without letting know them that you read it, and then you tell them, "Who you are, and what you want." They will be surprised and ask you, "How dare you know about me that much. I am wondering. blah blah... " 


Magic Key

A man who worked his way up the corporate ladder had kept earning his way.  He used his time wisely, kept on schedual, and was always ready for more.  He was not a slacker at all, as he grew older he thought why don't I just relax.  I have had this job for such a time that I am as good as I am going to get.  So, he relaxed and became unorganized.  Orders were not filled and soon after a time someone made sure that the boss was informed of his missed order.  It was time for a meeting and he became nervous. He realized someone had their eye on his job.  He decided to take a vacation and to recap the events of his work nature.  The decision he came to was simple, he realized that he had let go his concentration.

Upon his return he decided that he would follow a daily schedule.  The morning he would take the inventory, then make the calls to fill new orders, just before closing of the day he would clean off his desk.  He would follow this schedule everyday until it became habit.  He had concentration of his task and that was his Magic Key.
Keep in sight of that schedule, push though the tough days until that schedule becomes habit.  Concentrate on a task until complete.